Going through a long-term disability is not easy. It can take a significant amount of toll in all aspects of your life. Disability can impact the physical, psychological and emotional parts of your life. It gets more stressful when your disability insurance company, CPP or WCB deny Long Term Disability, Canada Disability Pension or WCB Pension benefits. These are the benefits that you have bought and paid for. When the claims are denied, you need to reach out to yglaw.ca. They will provide you with a free initial consultation and help you to fight for your right. When dealing with a disability claim, you must reach out to a lawyer because they know how to go about the process. It can help to reduce stress.
Why you should fight for the claim?
The rejection by insurance companies, CCP and WCB can be stressful. This is usually done because they firmly believe that the claimant will go away and not pursue the matter further once the claim has been denied. However, the truth is that the claimants who fight for their rights have a higher chance of receiving the benefits. This can only be done when you have a lawyer by your side.
Why do you need to reach out to a lawyer?
It often happens that people are hesitant to reach out to a lawyer. This is because the claim has been wrongfully denied, they are left without any sort of assistance. When all of this is happening the person also needs to deal with their disability, it only adds to the stress. Having a lawyer by your side will make it easier. They can file a claim against the disability insurance company for failing to carry out their duty to treat you. Along with that, they can also file a claim for punitive and/or aggravated damage, as the denial has added to your stress.
What is included in the long term disability claim?
Considered as peace of mind contracts, you pay for Disability Insurance Policies and Critical Illness Policies. The policies will pay you a part of your lost income if you become disabled from working. This could be a result of illness or injury. The list of illnesses is stated clearly in the policy. You can pay for these plans or policies individually or are included in your employment package.
When do you qualify for your disability claim?
In majority situations, you will qualify when you have not been able to perform the substantial duties required of your job. This should be for 24 months. It is also when you can’t perform substantial duties of any occupation after 24 months or have prolonged disability.
Why is the benefit claim denied?
The denial of the benefit is majorly due to a lack of medical evidence or attendance. The disability lawyer might request proof of your disability from the treating physician. If required, they might send you to an independent specialist to prove your disability.
